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Employment History

Thank you for taking the time to fill out our questionnaire. Everything you provided helps our mortgage professionals have a better understanding of your needs prior to our phone call. Please press the submit button below.

Lending made Easy: Smart, Fast, and Reliable

Speak to One of our Insiders Today.

Employment History

Thank you for taking the time to fill out our questionnaire. Everything you provided helps our mortgage professionals have a better understanding of your needs prior to our phone call. Please press the submit button below.

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Technology

We use up to date technology to continuously improve the client experience.

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Dynamic Lending

We will find the best loan products that best fits your financial needs.

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Most Options

Working with the largest broker gives us more loan options with great rates.

Image

Technology

We use up to date technology to continuously improve the client experience.

Image

Dynamic Lending

We will find the best loan products that best fits your financial needs.

Image

Most Options

Working with the largest broker gives us more loan options with great rates.


Welcome to a new breed of lenders focused on helping you meet your financial objectives. We will help you find the best home loan to meet your needs by helping you position your home loan to advance your financial objectives with real estate investing. Our team of home loan experts will make the process of buying a home as simple and smooth as possible. Getting a home loan for the first time can be intimidating and confusing but it doesn't have to be.


When you work with our home loan experts, we will make all of our analytical tools available to you making comparisons easy. The right tools will give you confidence that the decisions made are best for you and your family. Whether this is your first mortgage or you an experienced investor, we've got you covered.


Mixed raced couple sitting with loan officer

At Real Estate Mortgage Insiders, we understand that finding the perfect home extends beyond just the property itself – it's about securing the right mortgage too. Our dedicated team of experts is here to guide you through the intricate world of residential mortgages. Whether you're a first-time homebuyer or looking to refinance, we offer a comprehensive range of loan options tailored to your unique needs. Explore our diverse selection of loan types, including fixed-rate mortgages for stability, adjustable-rate mortgages for flexibility, FHA loans for lower down payments, and much more. Your dream home deserves a dream mortgage, and we're here to make it a reality.

Our Services

Preparing the Way: We are the bridge to mortgage success.

Residential Loans

Qualified Mortgage Loans

Conventional - the most popular home loan, conventional loans are less restrictive, there are fewer number of required fees, and fewer terms
to qualify.
FHA - a government-backed mortgage, FHA loans require lower minimum credit scores and down payments than many conventional loans, which makes them especially popular with first-time homebuyers.
USDA - a competitively priced mortgage option, USDA loans are zero-down-payment mortgages for homebuyers in rural areas that meet certain eligibility requirements.
VA - A VA loan is a mortgage loan guaranteed by the United States Department of Veterans Affairs. These loans are exclusively for active and former military members and their families.

Non-Qualified Mortgage Loans

DSCR - becoming more and more popular, a Debt Service Coverage Ratio (DSCR) loan looks at the cash flow generated from an investment property to qualify for a mortgage instead of personal income.
HELOC - A HELOC is a line of credit borrowed against the available equity of your home. This type of loan is popular with homeowners because it has a lower interest rate than most credit cards.
Jumbo - A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. Right now that’s anything over
Owner-occupied no ratio loan - this type of loan is suitable for low-income buyers and other non-traditional borrowers who don’t have the standard documentation needed to obtain a traditional mortgage.

Commercial Real Estate Loans

At Real Estate Mortgage Insiders, we recognize the complexity of commercial real estate ventures and the significance of securing the right financing. Our specialized team is dedicated to helping you navigate the diverse landscape of commercial mortgages. Whether you're investing in a new property, refinancing an existing one, or seeking construction financing, we offer a comprehensive range of loan options tailored to your business's unique requirements. Explore our diverse selection of loan types, including traditional commercial mortgages, SBA loans for small businesses, and specialized financing for multi-unit properties, all designed to propel your ventures forward. Your success in the commercial real estate market is our priority, and we're here to guide you every step of the way.

Loan Types

SBA - There are many types of SBA loans that can be used for different purposes. In general, though, these loans' low interest rates and long
terms make them great choices for business owners who can qualify.
DSCR - becoming more and more popular, a Debt Service Coverage Ratio (DSCR) loan looks at the cash flow generated from an investment
property to qualify for a mortgage instead of personal income.

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Company Logo

Real Estate Mortgage Insiders consists of a highly experienced team of mortgage loan officers and real estate professionals. Our loan officers are proud members of East Coast Capital. Real Estate Mortgage Insiders is renowned for providing tailored financing solutions for a variety of real estate projects. With an unwavering commitment to delivering exceptional service, Real Estate Mortgage Insiders empowers borrowers to secure funding options that perfectly match their individual requirements.

Location

Corporate Address 25 Melville Park Road, Suite 200, Melville, NY 11747

Corporate NMLS #1403

Office Address 871 Coronado Center Drive Suite 200, Office 241 Henderson, NV 89052

Branch NMLS #1953888

Ted Hicks NMLS #1972998

Scott Benson NMLS AZ #2003731

East Coast Capital an Equal Housing Lender