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The question is simple: who is really making the financing decision when a mortgage lender approves a loan?

Mortgage loans require a down payment and credit check.

I keep coming back to the same plain answer: homes for sale are up, but supply is still tight.

A lot of people hear that 20 percent down is the rule. It sounds clean. It sounds fixed.

6.5 percent is a fair current average for commercial mortgage rates. That number is not a promise, and it is not a ceiling.

Commercial property management firms boost investor returns when they improve income, control costs, and protect the building. That sounds simple.
