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FHA, VA, and conventional loans offer distinct financing options.
Virginia homes for sale average $350,000.
What problem does a smart investor face when the numbers keep changing after the offer is signed?
Pre-approval carries more weight than pre-qualification.
A financing deal often slows down because the buyer and seller are still talking in broad terms. A letter of intent, or LOI, helps fix that.
Good credit and stable income boost loan approval odds. That is the plain answer, and it is still the best place to start when a mortgage file is being judged.
