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I keep coming back to the same point: luxury homes for sale start at $1.5 million, but that number is not a hard national rule.
A first step into real estate investing does not have to mean buying a rental house.
A mortgage payment can look manageable today and feel heavy six months later. The same loan can also look expensive in one market and reasonable in another.
A mortgage lender does not always require a 20% down payment.
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Home equity loans offer lower rates than second mortgages. That is the short answer, and it is the one most borrowers care about first.
