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Some days the mortgage question is simple on the surface and messy underneath. This is one of those days.
An investor may find a property, estimate the repair cost, and still face one hard question: where will the money come from?
I keep coming back to the same point: luxury homes for sale start at $1.5 million, but that number is not a hard national rule.
A first step into real estate investing does not have to mean buying a rental house.
A mortgage payment can look manageable today and feel heavy six months later. The same loan can also look expensive in one market and reasonable in another.
A mortgage lender does not always require a 20% down payment.
